Debt Renegotiation

FinancialBanking

AI agent negotiates debts with empathy. Generates payment slip, sends payment link and records agreement -- humanized at scale.

Financial

Banking

3 blocks

Debt Renegotiation

Financial

AI Agents

Financial

Expected results

Before

Recovery rate

15%

Cost per contact

$12

Complaints

45/mo

After

Recovery rate

42%

Cost per contact

$0.50

Complaints

3/mo

Smart Collections

Humanized collection with AI that negotiates. Respects business hours, analyzes sentiment and offers personalized terms.

AI Agents · WhatsApp · Financial

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Credit Origination

From first contact to approval without leaving WhatsApp. AI qualifies, collects documents, calculates costs and submits to decision engine.

AI Agents · WhatsApp · Financial +2

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Credit Simulation

Customer simulates a loan directly on WhatsApp. AI chats, calculates installments and generates personalized proposal.

AI Agents · WhatsApp · Financial +1

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