Unified Payments API

FinancialFintech

Bank transfer, invoice and card payments with automatic reconciliation, payment splitting and audit trail — all via a single API.

Financial

Fintech

5 blocks

Unified Payments API

Financial

Payments

Ledger

Audit Trail

API Gateway

Webhooks

Expected results

Before

Payment integrations

3 separate

Reconciliation

Manual

Reconciliation time

2 days

After

Payment integrations

1 API

Reconciliation

Automatic

Reconciliation time

Real time

Smart Collections

Humanized collection with AI that negotiates. Respects business hours, analyzes sentiment and offers personalized terms.

AI Agents · WhatsApp · Financial

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Credit Origination

From first contact to approval without leaving WhatsApp. AI qualifies, collects documents, calculates costs and submits to decision engine.

AI Agents · WhatsApp · Financial +2

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Credit Simulation

Customer simulates a loan directly on WhatsApp. AI chats, calculates installments and generates personalized proposal.

AI Agents · WhatsApp · Financial +1

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