Food-techCase Study

iFood Gerente: The AI Agent That Makes Pix Payments and Pays Bills via WhatsApp

In partnership with Zoop, iFood created a virtual manager that allows partner restaurants to manage finances, make Pix payments, and pay bills directly via WhatsApp.

02 de fevereiro de 2026

7 min read

Source: mobiletime.com.br

Pix

Payments via Chat

24/7

Availability

AI

Financial Agent

iFood launched the "Gerente" (Manager) — a virtual AI agent on WhatsApp that allows partner restaurants to perform financial operations directly through conversation. Developed in partnership with Zoop (iFood's fintech), the Gerente enables Pix payments, bill payments, balance inquiries, and financial management without leaving WhatsApp.

This initiative represents a new frontier for AI agents: moving beyond customer service and sales to become transactional tools that operate on real financial data in real time.

Pix

Payments via Chat

24/7

Availability

AI

Financial Agent

The Challenge

Restaurants partnered with iFood operate in high-pressure environments where every minute counts. Managers and owners often don't have time to access banking apps, navigate complex interfaces, or manage finances during peak business hours.

Additionally, many small restaurant owners have limited experience with digital financial tools, preferring simpler and more direct channels — like WhatsApp, which they already use daily for operational communication.

The Solution

The iFood Gerente was designed as a specialized financial AI agent operating within WhatsApp. Its capabilities include:

- Balance and statement inquiries in real time - Pix payments to suppliers and employees - Bill payments with barcode scanning - Financial reports and projections - Alerts for receivables and upcoming due dates

The agent uses Zoop's secure infrastructure for transactions, with multi-factor authentication and encryption. Interaction is fully conversational — the restaurant owner simply writes "pay the meat supplier R$ 500 via Pix" and the agent executes the operation with proper confirmation.

The solution is being gradually rolled out to selected restaurants, with plans for expansion throughout 2026.

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Results and Impact

The iFood Gerente is in the rollout phase, with key initial results including:

- Significant reduction in time spent on financial management by restaurant owners - Increased adoption of digital financial services among small restaurateurs - Positive satisfaction with the simplicity of the conversational interface - Integration of the financial experience within the same channel already used for operations

The expectation is that, as adoption grows, the Gerente will become the primary financial management channel for most iFood partner restaurants.

How Catalisa Addresses This Scenario

Catalisa enables the creation of AI agents with transactional capabilities — agents that go beyond providing information and actually execute financial operations, with security and compliance.

With Catalisa's AI Agents, it's possible to build customized financial agents that integrate with banking APIs, payment systems, and ERPs, automating operations such as payments, transfers, inquiries, and financial reports — all via WhatsApp or other conversational channels.

Catalisa's Workflows allow orchestrating complex approval, authentication, and transaction execution flows with proper audit trails.

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Bibliographic References

MOBILE TIME. “iFood Gerente”. mobiletime.com.br. Disponível em: https://www.mobiletime.com.br/noticias/21/10/2025/ifood-gerente/. Acesso em: 27 fev. 2026.

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