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Where efficiency begins / Catalisa Architecture

Less work
repeated.
More product.

Create your financial product. Design an original credit journey. Or modernize your legacy systems in stages, bringing together validated capabilities, rules and integrations.

See the composition in action
COMPOSITIONSCAPABILITIESSHARED FOUNDATIONA FOUNDATION THAT REARRANGES INTO NEW POSSIBILITIES.
01 / REUSE

Capabilities that span products.

02 / COMPOSE

Rules and experiences tailored to each business.

03 / EVOLVE

Changes organized by responsibility.

From intent to a new vertical

Start with what sets you apart.
Compose what sustains.

01

Define

Who uses it, what problem it solves and where a person needs to decide.

02

Select

Which existing capabilities support the journey and which need to be extended.

03

Compose

Connect operations, data and integrations with the rules of the context.

04

Validate and evolve

Test contracts, permissions and the complete experience before expanding usage.

Build on what already exists

The value lies not only
in every piece.
It lies in being able to use it again.

Every product has something unique. But identity, data, calculation, policies, and documents show up in many financial journeys — and find new uses in other industries.

Catalisa separates these responsibilities into building blocks. Each one provides a capability that can take part in different journeys. Product effort focuses on the rules, the experience and the connections that make that particular business unique.

One identity can open an account,
start a proposal or authorize an operation.

Banking platformCreditDecisionIDENTITY

SAME RESPONSIBILITY. DIFFERENT CONTEXTS.

A look at the architecture

From the experience
to the foundation.

Four perspectives help explain the composition. They are not a deployment topology: they are responsibilities that connect to make the product work.

Exploded sculpture: independent parts form a whole
01

Experience and context

The product speaks the language of the business.

Channels, interfaces, knowledge and roles define how each person participates. Account holders, credit analysts and back-office operators access the same foundation through different roles and experiences.

Explore the verticals
02

Composition and journeys

The order of actions is part of the product too.

Workflows connect capabilities, conditions and review points. The journey defines when to query, decide, record or route to a person.

Explore workflows
03

Business capabilities

Responsibilities ready to connect.

Data, scheduling, decisioning, documents and channels provide operations with their own boundaries. The same capability can serve more than one composition.

Explore building blocks
04

Integrations and operations

Connect while preserving responsibilities.

Adapters bring external systems closer to the capabilities. Identity, permissions and records run through the journey as operational requirements.

Understand governance
The architecture gains context

Change the business.
Recognize the foundation.

Banking, credit and decisioning show the depth of the foundation. Copilot and customer service show how it extends across industries. The maps are conceptual; proposed applications and integrations pending validation are labeled as such.

Composition 01Catalisa Ecosystem
IdentityBaaSPortfolioPermissionsEventsCOMPOSITIONBanking platformTHE FOUNDATION CONNECTS. CONTEXT GIVES IT SHAPE.
Reusable capabilitiesYour own journey
Banking platform / Business context

One account. Many ways to operate.

The app, desktop and console present balances, statements and transactions to different audiences. Identity, permissions and banking capabilities support the channels without replicating the rules on every screen.

WHAT MAKES THIS COMPOSITION UNIQUE

Brand and channels · operating roles · authorization rules

  1. 01Identify
  2. 02Look up
  3. 03Authorize
  4. 04Operate
Explore Banking platform

Capabilities in this composition: Identity, BaaS, Portfolio, Permissions, Events.

Catalisa Lab / Imagine a possibility

A query for Luna.
An idea for your business.

From the first “any openings?” to a booked appointment: see how a simple conversation can connect calendars, context and people.

Enter the Lab and imagine your product
Change one part. Keep the meaning.

The product doesn't need to
know each
connection detail.

To modernize or replace a legacy system, start with a well-defined journey. Adapters connect what remains to the new composition, with clear contracts between systems.

Plan the replacement in stages. Each step requires validating data, functional equivalence, integrations and operational continuity before retiring the previous component.

ProductContractof the capabilityExternal integration
The pipeline fetches. The engine decides.

Decision Platform brings sources together; Decision Engine applies the policy. Separating these functions lets you use the engine with your own data or combine it with a pipeline.

Explore the decision platform
Complexity with structure

Build the next product.
Evolve what already exists.

Your financial product can have its own rules and experience. Legacy modernization also starts with a defined scope: what to keep, what to replace and how to validate each stage.